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Central Bank Digital Currency (CBDC) Design within an Islamic Monetary Framework: Implications for Riba Free Digital Economies
by
Fina Ramadahani (Universitas Sains dan Teknologi Komputer), Ayu Sri Lestari (Universitas Sains dan Teknologi Komputer)
The global development of Central Bank Digital Currencies (CBDCs) raises fundamental questions regarding compatibility with Islamic monetary principles. This study explores the conceptual design of a Shariah-compliant CBDC within an Islamic monetary framework that prohibits riba (interest) and promotes asset-backed transactions. Through normative analysis and comparative policy evaluation, the res...
Feb 25, 2026
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